Last updated: April 8, 2026
Acceptance of terms
By visiting or using wiseph.net, you agree to these Terms of Service. If you do not agree, please stop using the site. Specifically, these terms apply to all visitors, readers, and users.
What WisePH is
WisePH is a Philippine information site. Specifically, we publish guides on investments, government services, PRC board exam results, PCSO lotto draws, and current events. However, we are not a bank, financial institution, government agency, or licensed professional service.
No professional advice
Nothing on this site is financial, legal, medical, or investment advice. Instead, all content is for general information only. Therefore, always verify important information with the relevant government agency, licensed professional, or official source before making any decision.
For example, MP2 dividend rates and Pag-IBIG rules change. Similarly, PRC schedules get updated regularly. Lotto results are drawn live. As a result, always check official sources for anything time-sensitive or high-stakes.
Intellectual property
All original content on WisePH, including articles, graphics, SVGs, and calculators, belongs to WisePH. You may not copy, republish, or redistribute our content without written permission. However, brief quotes with proper attribution and a link back to the original article are acceptable.
User conduct
When using this site, you agree not to:
- Post spam, hateful, or abusive comments
- Use the site for any unlawful purpose
- Attempt to access restricted areas of the site
- Scrape or copy content in bulk without permission
- Impersonate WisePH or any other person or entity
As a result, we reserve the right to remove comments or block users who violate these rules.
Accuracy of content
We do our best to keep information current and accurate. However, we make no guarantee that everything on this site is complete, correct, or up to date. Content about government programs, exam schedules, and financial products can change at any time.
So use information from WisePH as a starting point. Always confirm with the official source before acting on anything.
Third-party links
Some articles link to external websites, government portals, or partner services. However, WisePH does not control those sites and is not responsible for their content, accuracy, or privacy practices. In other words, a link does not mean we endorse or recommend the linked site.
Advertising
WisePH displays ads through Google AdSense. Specifically, these ads are served by Google and are separate from our editorial content. We do not personally endorse products or services shown in ads. Instead, ad content is determined by Google based on your browsing history and site context.
Comments
Comments left by readers reflect the views of the commenter, not WisePH. Therefore, we reserve the right to edit, hold, or delete any comment that is spam, abusive, or off-topic. By posting a comment, you also grant WisePH a non-exclusive right to display it on the site.
Limitation of liability
WisePH is not liable for any loss, damage, or harm that results from using this site or relying on its content. Specifically, this includes financial losses, missed deadlines, or decisions made based on information found here. Therefore, your use of this site is entirely at your own risk.
Changes to these terms
We may update these terms from time to time. When we do, we update the date at the top of this page. Continued use of the site after changes are posted means you accept the updated terms.
Governing law
These terms are governed by the laws of the Republic of the Philippines. As a result, any disputes arising from your use of this site will be subject to the jurisdiction of Philippine courts.
Contact us
Have questions about these terms? Reach us through the contact form on this site or visit our homepage and use the contact link in the menu.
