Friday, April 24, 2026

Disclaimer

Last updated: April 8, 2026

TL;DR: WisePH publishes general information for Filipino readers. Nothing here is professional financial, legal, or medical advice. We run Google AdSense ads and may use affiliate links. Always verify important information with official sources before making decisions.

General information only

WisePH publishes content about Philippine investments, government services, PRC board exams, PCSO lotto results, and current events. All content is for general information only. Nothing on this site is financial, legal, tax, or medical advice.

Specifically, articles about MP2, Pag-IBIG, SSS, PhilHealth, and other government programs are guides based on publicly available information. They are not substitutes for advice from a licensed professional. Rules and rates change, so always verify with the official agency before making any decision.

No professional relationship

Reading WisePH does not create a professional relationship between you and the site. In other words, there is no client-adviser, attorney-client, or doctor-patient relationship formed by using this site. Similarly, comments or replies from WisePH are not professional advice of any kind.

Accuracy and completeness

We make every effort to publish accurate, up-to-date content. However, we cannot guarantee that every article is complete or current at the time you read it. Government policies, exam schedules, dividend rates, and other details change without notice.

As a result, information on this site may be outdated by the time you read it. Always confirm important details directly with the relevant agency, institution, or official website.

Always verify with official sources MP2 / Pag-IBIG pagibigfund.gov.ph for rates and rules PRC exams prc.gov.ph for schedules and results PCSO lotto pcso.gov.ph for official draw results
WisePH covers these topics as a guide. Always confirm with the official source.

Advertising disclosure

WisePH earns revenue through Google AdSense. Ads displayed on this site are served by Google and are clearly separate from editorial content. We do not control which ads appear. Furthermore, the presence of an ad does not mean WisePH endorses the advertised product or service.

If you have concerns about an ad, you can report it directly through Google’s ad feedback tool.

Affiliate links

Some articles on WisePH may contain affiliate links. This means we may earn a small commission if you click a link and make a purchase. However, this does not affect the price you pay. Affiliate links are used only for products or services we consider relevant to our readers. We disclose these links where applicable.

External links

WisePH links to external websites, including government portals, news sources, and reference pages. However, we do not control those sites and are not responsible for their content or availability. In addition, a link to an external site does not mean we endorse or verify everything on it.

Investment content

Articles about MP2, stocks, and other investments explain how these products work based on publicly available information. Specifically, they are not buy, sell, or hold recommendations. Before investing, consult a licensed financial adviser who understands your personal situation.

What our investment content is and is not What it is A general explanation of how investment products work What it is not A recommendation to buy, sell, or hold any product
Always consult a licensed financial adviser before investing.

Results and past performance

Any references to past performance, historical dividend rates, or previous exam pass rates are for informational purposes only. Specifically, past results do not guarantee future outcomes. This applies to investment returns, exam trends, and any other data shown on this site.

Comments section

Comments posted by readers do not represent the views of WisePH. We moderate comments but cannot verify the accuracy of information shared by commenters. Therefore, do not rely on reader comments as a source of professional or factual advice.

Changes to this disclaimer

We may update this disclaimer from time to time. When we do, we update the date at the top of this page. Continued use of the site after changes are posted means you have read and accepted the updated disclaimer.

Contact us

Have questions about this disclaimer? Reach us through the contact form on this site or visit our homepage and use the contact link in the menu.

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