PhilHealth
Everything you need to know about PhilHealth as a Filipino worker, freelancer, or OFW. This section covers online registration, contribution rates, how to use your benefits, and what PhilHealth actually pays when you're hospitalized. Whether you're signing up for the first time or switching from employed to self-employed, these guides walk you through each step using the official Member Portal. New to PhilHealth? Start with our PhilHealth guide, which puts every PhilHealth article in one place.
Are PhilHealth contributions tax deductible for self-employed Filipinos?
TL;DR: PhilHealth contributions are not automatically tax deductible for self-employed Filipinos. Employees get a built-in exclusion from gross income; self-employed...
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What PhilHealth actually covers for mental health (and what it doesn’t)
TL;DR: PhilHealth now offers ₱9,000 per year for general mental health services and ₱16,000 for specialty care like psychiatry and...
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How much does PhilHealth cover in a private vs public hospital?
TL;DR: PhilHealth pays a fixed case rate directly to the hospital, not to you. In ward accommodation, No Balance Billing...
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What happens if PhilHealth contributions lapse, and how to fix it
TL;DR: Wondering what happens if PhilHealth contributions lapse? Your benefits do not stop. Section 9 of the Universal Health Care...
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PhilHealth Z Benefit Package: What It Covers, How to Claim It, and the One Mistake That Gets Families Denied
TL;DR: PhilHealth's Z Benefit package covers catastrophic illnesses like breast cancer (up to ₱1.4 million), kidney transplant (up to ₱2.14...
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How to get a PhilHealth ID card: requirements, same-day pickup, and OFW proxy guide (2026)
TL;DR: Go to any PhilHealth Express counter (SM or Robinsons mall) or Local Health Insurance Office with your PIN confirmation...
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PhilHealth maternity benefits 2026: NSD, CS case rates, and newborn coverage
TL;DR: On April 30, 2026, PhilHealth nearly tripled maternity benefits. Normal delivery now gets ₱29,000 (was ₱9,750). Cesarean section now...
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PhilHealth YAKAP program: coverage, registration, and how to find a provider
TL;DR: PhilHealth replaced the Konsulta package with YAKAP (Yaman ng Kalusugan Program) in July 2025. YAKAP covers free primary care...
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How to download and print your PhilHealth MDR (2026 guide)
TL;DR: Log in at memberinquiry.philhealth.gov.ph/member, register and activate your portal account if you haven't yet (activation email takes 5 to...
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What are the PhilHealth rules for self-employed, voluntary, and senior citizen members?
TL;DR: As a PhilHealth self-employed or voluntary member, you pay 5% of your declared monthly income (minimum ₱500, maximum ₱5,000)...
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