SSS unemployment benefit: who qualifies, how much you get, and how to file online
TL;DR: The SSS unemployment benefit is a one-time lump sum. It equals 50% of your Average Monthly Salary Credit for...
Friday, July 24, 2026
How to apply for SSS retirement pension online: requirements, documents, and what most guides get wrong
TL;DR: You can apply for SSS retirement pension online through My.SSS once you are at least 60 years old and...
How to use PhilHealth and HMO together (without getting a surprise bill)
TL;DR: PhilHealth and HMO work together as a coordinated safety net, not a double payout. PhilHealth pays first as the...
How to pay SSS contributions online: PRN guide for OFWs and voluntary members
TL;DR: Generate your PRN in My.SSS first, then pay via GCash, Maya, or card. The current rate for OFWs is...
How to get your Pag-IBIG MID number (and what OFWs must do with it right away)
TL;DR: Your Pag-IBIG MID number is the 12-digit ID that unlocks housing loans, MP2 savings, and emergency loans, and DMW...
Are PhilHealth contributions tax deductible for self-employed Filipinos?
TL;DR: PhilHealth contributions are not automatically tax deductible for self-employed Filipinos. Employees get a built-in exclusion from gross income; self-employed...
How to get an SSS number online: complete guide for new members
TL;DR: Getting your SSS number online takes 15 to 40 minutes at sss.gov.ph. Fill out the form, verify your email...
SSS for OFW 2026: How to register, pay, and claim benefits from abroad
TL;DR: SSS for OFW members in 2026 works at a flat 15% contribution rate, with a minimum of ₱8,000 MSC...
How much does PhilHealth cover in a private vs public hospital?
TL;DR: PhilHealth pays a fixed case rate directly to the hospital, not to you. In ward accommodation, No Balance Billing...
Pag-IBIG Housing Loan in 2026: Rates, Requirements, and What You’ll Actually Pay
TL;DR: Pag-IBIG housing loans in 2026 offer rates from 3% (socialized housing) to 9.75% (30-year repricing), but most borrowers on...
